Document Type : Original Article (Mixed)
Authors
1 PhD Student in Educational Administration, Ardabil Branch, Islamic Azad University, Ardabil, Iran.
2 Department of Educational Sciences, Ardabil Branch, Islamic Azad University, Ardabil, Iran
3 Department of Management, Ardabil Branch, Islamic Azad University, Ardabil, Iran
Abstract
The purpose of the current research was to design a model for the development of financial literacy of Farhangian University students. The mixed qualitative-quantitative research method and the research community in the qualitative part included professors, specialists and experts in the financial field and in the quantitative part included all students of Farhangian universities in Ardabil province. In the qualitative section, 21 experts in the financial field were selected by purposeful selection, and in the quantitative section, 278 students were selected using statistical formulas as a non-random sampling method. Research tools included semi-structured interviews and researcher-made questionnaires. The analysis of the collected data was done in the qualitative part by grounded theory method using Maxqda11 software and in the quantitative part by two descriptive and inferential methods using Smart PLS and spss22 software. The results showed that based on three categories of knowledge, behavior and attitude, in the discussion of financial knowledge, gender, place of residence; In the discussion of financial attitude, the indicators of parents' education and place of residence were effective, and in the field of financial behavior, permanent place of residence and student's income, more effective factors were determined in the financial literacy of Farhangian University students. Based on the extracted model, the knowledge component is ranked first in terms of the impact on students' financial literacy with a factor load of 0.751, followed by the behavior component with a factor load of 0.730 and attitude with a factor load of 0.667.
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